Holding the line ::Age of Chivalry::

I would love to know, do you use the default models from the game files, themselves? Or do you know any leads of much more flexible models, that are able to be posed. I have made many screenshots in my time, but I've only used these characters once and it was for the clan I'm in that plays AoC. If you do use the default models, then you clearly know how to use them well. I'd also like to ask, what do you use to add effects? I never saw the reason to use effects, like from Photoshop, considering I don't have much ability to use Photoshop.